Waydizzy’s blog

Well, I’ve started the journey to repairing my credit. I sent 4 validation letters, which have all been accepted. I got one of the green cards back, and I’m waiting for the others. I drafted 2 letters to have some things removed from my credit for which I was an authorized user or participant on account. I also wrote 2 letters to attach to those from the original owner of the account that state that they agree to take responsibility for the accounts. Yay for me! They seem like small steps for some people, but they are big for me.

Now that I have my credit reports in hand (except for the Equifax one, man that company drives me crazy, they keep telling me my password is incorrect) I am excited and disappointed at the same time. I have such a long road ahead of me. I am super excited though, about the points system here. I see that it has helped several people make payments toward their debts, and I most definitely will be using it for the same purpose. I will be paying off some small accounts with whatever I am able to earn here. I think it’s a great system and I hope that more people take advantage of it in the future. That’s all for now!